Insurance Canopy, a national provider of small business and vendor insurance solutions, announced on September 10, 2026, the launch of insurance programs specifically for florists and plumbing contractors. The move expands the company’s specialty portfolio, allowing more small business owners to obtain coverage online, receive same-day protection, and access instant certificates of insurance. This development addresses a critical need for these professionals, who often must provide proof of insurance to venues, clients, or general contractors before beginning work.
The new offerings are designed to eliminate lengthy application processes and provide coverage that aligns with the unique risks and operational realities of floral and plumbing businesses. Florists, for example, may need liability coverage for events, deliveries, and retail operations, while plumbers require protection for on-site work, potential property damage, and completed operations. By offering instant certificates, Insurance Canopy enables these business owners to meet contractual obligations without delay, reducing the risk of lost opportunities due to insurance verification hurdles.
“Every small business deserves an insurance experience that is fast, straightforward, and built around the way they work,” said Daryle Stafford, CEO of Veracity Insurance, parent company of Insurance Canopy. “Whether they're fulfilling customer orders, providing services on-site, or managing projects in the field, today's business owners need insurance that can keep up with the demands of their daily operations. By bringing these programs onto our platform, we're making it easy to purchase coverage online, access policy documents and certificates of insurance from anywhere, and get the proof of coverage they need within minutes so they can stay focused on growing their business.”
The expansion was developed through Insurance Canopy’s relationship with Coterie Insurance, a partnership that allows the company to broaden its coverage options while maintaining a streamlined digital experience. This collaboration is central to Insurance Canopy’s strategy of adding specialized programs without complicating the user journey. The company also indicated that additional business classes are expected to join the platform soon, suggesting a continued push into niche markets.
“Expanding into florist and plumbing coverage is part of a broader effort to make specialty business insurance easier to access,” said Chris Van Leeuwen, Vice President of Professional Development at Insurance Canopy. “We're continuing to add programs that serve the unique needs of different industries without changing the experience customers have come to expect. Business owners should be able to get the coverage they need quickly, so they can stay focused on running their businesses instead of navigating a complicated insurance process.”
The new florist insurance and plumbing insurance programs are now available through Insurance Canopy. The company’s platform provides industry-specific insurance for thousands of small businesses nationwide, combining online purchasing with same-day coverage, instant certificates, and self-service policy management. For small business owners in these fields, the launch means faster access to required coverage, less administrative burden, and greater ability to compete for jobs that demand proof of insurance. As the gig economy and specialized contracting continue to grow, such digital-first insurance solutions could become a model for other niche industries seeking efficient risk management.
